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By accessing and using BJAYSAM.COM (“the Website,” “we,” “us,” or “our”), you agree to comply with and be bound by the following Terms of Use. If you do not agree, please do not use this Website.

1. Acceptance of Terms

By using BJAYSAM.COM, you confirm that you are at least 18 years old (or the legal age of majority in your jurisdiction) and agree to these Terms of Use. We reserve the right to modify these terms at any time, with changes effective immediately upon posting.

2. Intellectual Property Rights

All content on this Website (text, graphics, logos, images, software, etc.) is owned by BJAYSAM.COM or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may:

  • View and download content for personal, non-commercial use.
  • Share links to our content with proper attribution.

You may not:

  • Republish, sell, or redistribute our content without permission.
  • Use our trademarks or branding without written consent.
  • Scrape, copy, or exploit our content for commercial purposes.

3. User Conduct

You agree not to:

  • Use the Website for illegal or fraudulent activities.
  • Post harmful, offensive, or defamatory content.
  • Attempt to hack, spam, or disrupt the Website.
  • Misrepresent your identity or impersonate others.
  • Violate any applicable laws or regulations.

We reserve the right to terminate access for violations.

This Website may contain links to third-party websites. We do not endorse or control these sites and are not responsible for their content, privacy policies, or practices. Use them at your own risk.

5. Disclaimers & Limitation of Liability

  • No Warranty: The Website is provided “as is” without guarantees of accuracy, reliability, or uninterrupted service.
  • Limitation of Liability: We are not liable for any damages (direct, indirect, or consequential) arising from your use of the Website.
  • Errors & Changes: Information may contain errors, and we reserve the right to modify content without notice.

6. Indemnification

You agree to indemnify and hold harmless BJAYSAM.COM, its owners, and affiliates from any claims, damages, or expenses (including legal fees) resulting from your misuse of the Website or violation of these terms.

7. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of California. Any disputes will be resolved through arbitration or in the courts of the State of California.

8. Termination

We may suspend or terminate your access to the Website at any time, without notice, for violations of these Terms.

9. Contact Information

For questions about these Terms of Use, please contact us.